Strata Mortgages
Your Mortgage Specialists for Muskoka and Beyond
Mortgage Lenders We Work With
Work with Strata Mortgages
Welcome to the Strata Mortgage company! We are a team of experienced professionals dedicated to helping our clients achieve their dream of owning a home. Strata has been providing excellent mortgage services in the Muskoka area for many years, and we pride ourselves on our expertise and commitment to our clients.
Our Latest Rates
6.79%
Fixed 1 Year
5.99%
Fixed 3 Year
5.19%
Fixed 5 Year
5.99%
Fixed 7 Year
* Insured mortgage rates, subject to change. Conventional and refinance rates may be higher. OAC. E&EO
Why Use A Mortgage Broker
Mortgage brokers work with various lenders, including banks, credit unions, and private lenders. This gives you access to a broader range of mortgage options than if you were to approach individual lenders yourself. Brokers can help you find a mortgage product that suits your specific needs and financial situation.
What People Are Saying
A huge thank you to Branden and Donna for easing all our questions when re-financing our mortgage early They were both accessible anytime we needed them, they both followed up and checked in throughout the process. Their response times were always so quick and never left us hanging with further questions. I couldn’t recommend this company and team enough. We are very thankful for them and will continue to use their business for the future.
I used Brett for my mortgage renewal and it was the best decision! He made the process extremely painless and answered all our questions to make sure we fully understood every aspect before moving on. Grateful for his professionalism and expertise.
My spouse and I were referred to Strata Mortgages by a coworker of mine. We had the pleasure of working with Donna Francis. (Mortgage Broker) Donna was absolutely lovely. Very responsive to any questions and was personally invested in our success. I would highly recommend Strata Mortgages to anyone looking to purchase a home. A much more personal experience in comparison to the Major Financial Institutions.
Branden and Donna were both very helpful and knowledgeable in making our transition to a different mortgage provider. Always answered any of our questions promptly and provided exceptional service. I highly recommend them!
Brett went above and beyond for us during an incredibly stressful situation. Our house did not sell before we needed to close on our new purchase, and we were facing the very real possibility of having to back out of the purchase, with serious financial and legal consequences. Brett worked tirelessly, moved mountains, and found a lender willing to make it work when we thought all options were exhausted. His problem-solving skills, dedication, and calm support made all the difference during a very difficult time. We will forever be grateful for everything he did for us and cannot recommend him highly enough.Shane & Leigh H.
Working with Branden was a great experience. Donna provided amazing support and walked us through every step of the way, ensuring we understood every procedure. The entire team makes you feel welcome and supported. I highly recommend this mortgage broker for their excellent service.
We have worked with Tyler and his team for some time now. We most recently worked with Kevin Crittenden at Strata Mortgages. He was most helpful, respectful and knowledgeable. He made the transition easy! Always making us feel comfortable with the changes and excited to see what the changes bring in the future. We kept saying we wished we had met him years ago. He continues to check and see if we need help with anything else.Strata Wealth provides excellent service! They are all experts in their fields. We definitely will use Kevin's services again.
Kevin and the Strata TEAM were incredible to deal with! Patient, very good with communicating and fabulous follow up. I would strongly recommend their services.
We recently used Strata Mortgages to refinance when our previous mortgage was up for renewal. We met with Kevin who was so calm, and professional throughout the entire process. We ended up with a smooth transition to our new provider and the communication with Kevin was top notch. I really can't recommend them more highly!
We were extremely pleased with our mortgage experience with Kevin. The process was fast and easy, and we were happy with the outcome. I recommend Kevin and Strata Mortgages without hesitation!
I would highly recommend Strata Mortgage’s to everyone I meet. Very communicative, answered every question I had, eased all my worries about buying a home. Quick to respond. Over all an amazing experience and I would 100% use them again. Donna and Brandon both were amazing.
Working with the entire team at Strata was an outstanding experience. From our first conversation through to signing our new mortgage—and even beyond—we were treated with the utmost care and respect. We had the privilege of working with Kevin, whose expertise in mortgages and finance was only surpassed by his exceptional customer service. After this experience, I can confidently say I will remain a loyal Strata customer for life.
From the start, the Strata team was so easy to work with! Their calm and professional approach made making a big decision feel straightforward. Communications were clear via email and phone, and they also have the best office location in town! I’d recommend working with Strata and look forward to working together again in the future.
I had an amazing experience with Strata mortgages. Kevin helped put me into a flexible product that reduced my monthly payments and streamlined my banking. He went above and beyond, negotiating better rates and planning my old mortgage payout, overall a fantastic experience!
Strata Mortgage made our transition to them effortless. Donna and Brandon walked us through the process each step of the way and were always quick to respond to our questions. They made what seemed like a complicated task at the time, easy to navigate. They were professional and a pleasure to work with. We highly recommend the Strata Mortgage team for your mortgage needs. Thanks again for everything!
Branden Eden is the nicest AND most professional guy. He and his team worked hard and explained everything so well to us confused newbies. Definitely recommend him and Strata Mortgages!
I’ve had the pleasure of working closely with Branden and Donna, both personally and professionally. In my first few years in real estate, they successfully facilitated multiple lending transactions for several of my buyers.They’re excellent communicators, always pleasant to deal with, and incredibly organized throughout the process. If you’re considering a new lender or want to explore long-term savings, I highly recommend reaching out to Strata Mortgages. ⭐️⭐️⭐️⭐️⭐️
We worked with Kevin Crittenden for the mortgage of our first home, and would highly recommend Kevin. He was professional through and through, while being just the right amount of personal for such an important transaction to us. Kevin worked hard to put us in the best situation possible and we're so pleased with the outcome!
I've worked with Brett for over five years for all my mortgage needs, and most recently, he helped my husband and me with our refinance. I can't say enough good things about him. Brett worked tirelessly on our file, finding the best options to suit our needs. Because we've worked together for so long, he understood exactly what we were looking for—and not only did he secure us an amazing rate, but he even managed to lower it two weeks before closing. He's a true advocate for his clients and always completely transparent. I recommend him without hesitation!A big shoutout to Donna from Brett’s team as well—she kept us informed every step of the way. Any time we had a question, we got a prompt and clear response.It’s rare to find a team that makes something as stressful as refinancing feel this seamless and supported. We’re so grateful for all their help and wouldn’t go anywhere else.
Strata Mortgages recently brokered a mortgage for my wife and I. Kevin and Tyler were both extremely helpful throughout the process. I'm sure we tested their patience more than once with all our questions but they persevered and were professional to the end. We highly recommend Strata Mortgages and Strata Wealth.
The staff and the service at Strata Mortgages is truly amazing! I had the privilege working with Donna and Branden . They made all the steps of getting a mortgage fast, easy and stress free. Donna was always in contact with me keeping updated with the process. I highly recommend this company! You can trust them to do the best for you !
Donna Francis was so great at helping me understand and got back to me right away! We appreciate you Donna and would definitely recommend Strata Mortgage to everyone!
I recently worked with Donna Francis at Strata Mortgages, and I can’t recommend her highly enough. From our very first conversation, Donna was professional, knowledgeable, and genuinely invested in helping me find the right mortgage solution. She made the entire process feel seamless—even when things got a bit complex—and always took the time to explain everything clearly.Donna was incredibly responsive, patient with my questions, and consistently went above and beyond to make sure I felt confident and supported throughout. Thanks to her guidance, what could have been a stressful experience turned out to be smooth and surprisingly stress-free.If you’re looking for someone who truly has your best interests at heart, Donna at Strata Mortgages is the one to call.
What can I say? The process from start to finish was so fast and smooth, we wish we had come here sooner.After being told no so many times from banks, we reached out to Branden at Strata and begged for what we felt was a miracle to get into our own house. After looking at everything, he assured us that we would be able to get a mortgage. From initial phone call and just one meeting we found a house and they worked with us to make it happen. Always quick to answer questions and helping us keep on track, we never thought the process could be so easy and seamless. We can not thank Branden and Donna enough for all their hard work, and recommend to everyone looking for a mortgage broker to reach out to Strata because even though we only worked with them for a short time, they made us feel like family and helps us make our dreams come true.
We’ve dealt with Donna on multiple occasions and she is amazing! So personable and understanding. We would definitely recommend Strata!
We have had our mortgage for 10 years with Strata. They were a pleasure to deal with during the pandemic and made our renewal a smooth process as well.
I can’t thank the Strata family enough for my experience I had while purchasing our first home, with a special thanks to Donna and Branden.My girlfriend and I brought some tricky challenges to Donna when it came to calculating income, as we both don’t work 9-5 jobs. Donna was very pleasant to deal with and always approached each challenge with a positive mindset. Once our offer was accepted, it was a very smooth transition to the lawyers. All the T’s were crossed and the I’s were dotted as Donna is very thorough.Both Donna and Branden were very easy to communicate with and were very responsive via phone, or email. If you are looking for a mortgage broker that actually cares about your experience and you aren’t just number, I’d highly recommend reaching out to the Strata group.
I just want to thank Kevin for all of his support during the financing process. He is so knowledgeable and helpful making sure that all requirements were met on time for the lawyers and financial institution to ensure the sale was completed. Working with Kevin was a real pleasure!😊
Amazing experience during a stressful time. Branden, Donna and Graham went out of their way to and come up with a great solution to my financial needs. Was an absolute pleasure dealing with them. Thank you for helping me being able to stay in my home.
To the entire Strata team, and more specifically, Tyler, Donna, Branden, Tanya and Mary-Kate, my family and I are grateful for your guidance and support. Complimenting your professionalism with a focus on developing a meaningful relationship, ensured success as we dealt with our recent life event. Onboarding with Strata in ’24 was a great decision. “S”upportive – “T”rustworthy – “R”esponsive – “A”pproachable – “T”alented – “A”ccomodating
Very professional and friendly service from Brett, Donna, and the strata team. I highly recommend. As a first time home buyer I felt very comfortable and informed every step of the way.
My experience working with the team was amazing. As first time home buyers Donna made something that could be stressful very fun. I cannot recommend this team enough!
My partner and I were referred to Strata Mortgages through our life insurance person. We had been looking into buying a home and wanted to get the process started with pre-approval process etc. We were introduced to Donna by Matt (insurance person). Donna started the pre-approval process and started conversations on what our goals were for buying a house and everything that entails with this. We were very early on in our process and therefore were just looking at possibilities and what was affordable for us. Donna was very straight forward when asking us for documentation on certain information that she required. She was able to help us with where to specifically find the information and if she didn't know, who to contact. Once we got through the pre-approval process my partner and I had out of the blue found a home that we had been interested in and had wanted to put in a formal offer to. Donna was quick in answering emails, sometimes even on weekends, and walked us through step-by-step what was needed in order to make this process as smooth as possible. She answered countless email for us for the smallest and what we thought might be really stupid questions. She scheduled countless phone calls to answer quick questions that would be more easily explained over the phone then through email. She was absolutely fantastic. We thought we must have asked her the same questions a million times, but she was always honest and willing to answer any question we had so we were fully informed and comfortable with what was going on. We agreed that the process of buying our first home would not have gone more smoothly and stress free if it hadn't been for Donna's help. We 100% would recommend Donna and Strata Mortgages to anyone who requires a mortgage broker.
I recently refinanced a rental property with the strata mortgage team. During that process I worked with Donna and Branden who were an absolute pleasure to work with. They worked hard to close the deal quickly and at competitive rates. They were in constant communication which was appreciated and made the process enjoyable. If you’re looking for a smooth and competitive mortgage process I would highly recommend them.
The Strata Mortgage team went out of their way to help me through every decision. They helped simplify things so I could understand, and made sure they were always available to help around my crazy work hours. Highly recommend the Strata Mortgage team and the entire Strata office for all your financial decisions.
I can't say enough positive things about the Strata team. Every single member of the team has been a class act, professional, and service oriented. My family and I feel blessed to have found and work with the Strata team. Thanks for all you do!
We had such an amazing experience with the Strata Mortgage Team! They made it possible to buy our first home in a tight time frame and, really took the time to help us understand the entire process. Branden and Donna were lovely to work with and made us feel so comfortable. We are so appreciative of the work they put in and we would highly recommend to others looking for support with their mortgage.
Had a great experience with Strata Mortgages and the lender RMG Mortgages! RMG has a great client portal that provides you with access to all your information in one easy to use spot, were responsive to any requests and always helpful. Strata Mortgages setting up this lender was a fantastic experience!
The team at Strata Mortgages are the best! Extremely knowledgeable, friendly, and prompt to respond to any questions you may have as you go through the mortgage process. I couldn't be happier with the service I received from the team and would highly recommend to anyone in the market for a new or renewed mortgage. A+++++
Strata Mortgages went above and beyond for my wife and I purchasing our new home. Working with Donna was an incredibly personalized experience, as she guided us through the entire process. Donna is professional, approachable and empathic towards her customers, and has an amazing wealth of knowledge. We would recommend Strata to anybody!
My wife and I couldn't be happier with the service we received from the Strata Mortgage team. Their expertise, communication and follow through were exceptional. We highly recommend the Strata Mortgage team! Thanks for everything guys!
I could not be happier with Strata Mortgages! Their staff is knowledgeable, friendly, and will go out of their way to make what sometimes can be a stressful process absolutely stress free! I 100% recommend this team to anyone who is looking for a first mortgage or renewing an existing. A pleasure to work with! A+++
Great service, very friendly and staff. Brett and Donna were excellent through out the entire mortgage process. Couldn’t ask for any better.They even send a nice house warming gift upon closing! A nice touch to welcome you to your new home:)
Awesome customer service. Was very impressed with how they do business and very happy we are being represented by the Strata Team.
As a repeat customer, the Strata team impresses each and every time! They make things extremely easy, and stress free. I recommend them to anyone looking for mortgage solutions. Thanks again!!!
Brett and the Strata team were a pleasure to work with. They communicated very well what I needed to provide and updates every step of the way. They are very professional with a personal touch. I highly recommend the Strata Mortgage Team.
From start to finish, all of the team members we worked with from Strata were wonderful! They got us a great interest rate, they were always there when we had questions, they kept us organized will all our paperwork, overall we couldn’t have asked for more! Thank you Donna, Pauline, and Brett!
We dealt with Jeff Hayes from the Strata Mortgage team to purchase our first house and we had a top-notch experience all the way through. Jeff was consistently responsive which we appreciated alot. As first time home buyers, Jeff took the time to explain to us all relevant pieces of information, in turn that made our decision making process very easy and stress free. I look forward to doing business with Jeff and the Strata Mortgage team in the future!
Branden was very helpful acquiring a mortgage for our first home. It was a tad stressful as it was our first time and there were so many documents and specific information required, but Branden was able to stay on top of everything and keep us on track! He was quick to answer any questions we had and kept my mind at ease throughout the process.We received a wonderful, locally sourced, gift box upon move in, which added that special touch.
Before getting my first mortgage, a few people had told me to use a broker. I didn't listen. It just seemed easier to go through my bank since I was familiar with them and assumed they would get me a good rate.I wish I had listened. After speaking with Branden and his team at Strata Mortgages, I realized how much money I could save by refinancing through them. Branden set me up with a lower rate, cutting my weekly payments almost in half. He even personally delivered the sweetest closing gift. Class act all around.My advice: Always go through a broker. They have access to rates from several different lenders, not just YOUR bank.More advice: Reach out to Strata to see what they can do for you. They have streamlined the process to make it easy, even if you are fairly naive to this sort of stuff as I was. Also, you don't even have to leave your home if you don't want to. All of the appointments can be done virtually.
I cannot recommend Brett and Pauline enough! I did my first refinance with Strata mortgages and Brett was incredibly patient and kept me well informed. He was always happy to answer my many many questions and really went above and beyond when it came to securing the best rate. He was so professional and so knowledgeable that I was so comfortable the entire process. Pauline was so great at keeping on top of my file. When we had to change the close date, she was in constant communication with myself and my clerk to ensure there were no delays. Such a great team, Brett and Pauline did not disappoint. HIGHLY HIGHLY recommend.
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