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Strata Mortgages

Your Mortgage Specialists for Muskoka and Beyond

Mortgage Lenders We Work With

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Work with Strata Mortgages

Welcome to the Strata Mortgage company! We are a team of experienced professionals dedicated to helping our clients achieve their dream of owning a home. Strata has been providing excellent mortgage services in the Muskoka area for many years, and we pride ourselves on our expertise and commitment to our clients.

Our Latest Rates

6.79%

Fixed 1 Year

5.99%

Fixed 3 Year

5.19%

Fixed 5 Year

5.99%

Fixed 7 Year

* Insured mortgage rates, subject to change. Conventional and refinance rates may be higher. OAC. E&EO

Why Use A Mortgage Broker

Mortgage brokers work with various lenders, including banks, credit unions, and private lenders. This gives you access to a broader range of mortgage options than if you were to approach individual lenders yourself. Brokers can help you find a mortgage product that suits your specific needs and financial situation.

Strata Mortgage Building

What People Are Saying

Strata Mortgage Team
5.0
Based on 116 reviews
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Alex PerronAlex Perron
01:11 26 Jul 24
My partner and I were referred to Strata Mortgages through our life insurance person. We had been looking into buying a home and wanted to get the process started with pre-approval process etc. We were introduced to Donna by Matt (insurance person). Donna started the pre-approval process and started conversations on what our goals were for buying a house and everything that entails with this. We were very early on in our process and therefore were just looking at possibilities and what was affordable for us. Donna was very straight forward when asking us for documentation on certain information that she required. She was able to help us with where to specifically find the information and if she didn't know, who to contact. Once we got through the pre-approval process my partner and I had out of the blue found a home that we had been interested in and had wanted to put in a formal offer to. Donna was quick in answering emails, sometimes even on weekends, and walked us through step-by-step what was needed in order to make this process as smooth as possible. She answered countless email for us for the smallest and what we thought might be really stupid questions. She scheduled countless phone calls to answer quick questions that would be more easily explained over the phone then through email. She was absolutely fantastic. We thought we must have asked her the same questions a million times, but she was always honest and willing to answer any question we had so we were fully informed and comfortable with what was going on. We agreed that the process of buying our first home would not have gone more smoothly and stress free if it hadn't been for Donna's help. We 100% would recommend Donna and Strata Mortgages to anyone who requires a mortgage broker.
Mark BrazierMark Brazier
20:43 19 Jul 24
I recently refinanced a rental property with the strata mortgage team. During that process I worked with Donna and Branden who were an absolute pleasure to work with. They worked hard to close the deal quickly and at competitive rates. They were in constant communication which was appreciated and made the process enjoyable. If you’re looking for a smooth and competitive mortgage process I would highly recommend them.
Ashley TatarynAshley Tataryn
00:16 17 Jul 24
The Strata Mortgage team went out of their way to help me through every decision. They helped simplify things so I could understand, and made sure they were always available to help around my crazy work hours. Highly recommend the Strata Mortgage team and the entire Strata office for all your financial decisions.
Tom ErnstTom Ernst
17:13 16 Jul 24
I can't say enough positive things about the Strata team. Every single member of the team has been a class act, professional, and service oriented. My family and I feel blessed to have found and work with the Strata team. Thanks for all you do!
Kimberly IngramKimberly Ingram
19:54 05 Feb 24
We had such an amazing experience with the Strata Mortgage Team! They made it possible to buy our first home in a tight time frame and, really took the time to help us understand the entire process. Branden and Donna were lovely to work with and made us feel so comfortable. We are so appreciative of the work they put in and we would highly recommend to others looking for support with their mortgage.
Brett RestemayerBrett Restemayer
17:51 13 Dec 23
Had a great experience with Strata Mortgages and the lender RMG Mortgages! RMG has a great client portal that provides you with access to all your information in one easy to use spot, were responsive to any requests and always helpful. Strata Mortgages setting up this lender was a fantastic experience!
Debbie MilleyDebbie Milley
16:31 21 Nov 23
The team at Strata Mortgages are the best! Extremely knowledgeable, friendly, and prompt to respond to any questions you may have as you go through the mortgage process. I couldn't be happier with the service I received from the team and would highly recommend to anyone in the market for a new or renewed mortgage. A+++++
Graham YeoGraham Yeo
19:26 08 Nov 23
Strata Mortgages went above and beyond for my wife and I purchasing our new home. Working with Donna was an incredibly personalized experience, as she guided us through the entire process. Donna is professional, approachable and empathic towards her customers, and has an amazing wealth of knowledge. We would recommend Strata to anybody!
Matt SchaapMatt Schaap
16:47 27 Oct 23
My wife and I couldn't be happier with the service we received from the Strata Mortgage team. Their expertise, communication and follow through were exceptional. We highly recommend the Strata Mortgage team! Thanks for everything guys!
Mary DempsterMary Dempster
18:20 25 Oct 23
I could not be happier with Strata Mortgages! Their staff is knowledgeable, friendly, and will go out of their way to make what sometimes can be a stressful process absolutely stress free! I 100% recommend this team to anyone who is looking for a first mortgage or renewing an existing. A pleasure to work with! A+++
Michael DeloyerMichael Deloyer
01:11 03 Oct 23
Great service, very friendly and staff. Brett and Donna were excellent through out the entire mortgage process. Couldn’t ask for any better.They even send a nice house warming gift upon closing! A nice touch to welcome you to your new home:)
Brody LisleBrody Lisle
14:01 02 Aug 23
Awesome customer service. Was very impressed with how they do business and very happy we are being represented by the Strata Team.
Kyle HallsKyle Halls
17:12 23 Dec 22
As a repeat customer, the Strata team impresses each and every time! They make things extremely easy, and stress free. I recommend them to anyone looking for mortgage solutions. Thanks again!!!
Michael BuddMichael Budd
16:36 28 Nov 22
Brett and the Strata team were a pleasure to work with. They communicated very well what I needed to provide and updates every step of the way. They are very professional with a personal touch. I highly recommend the Strata Mortgage Team.
JD SterneJD Sterne
19:38 13 Oct 22
From start to finish, all of the team members we worked with from Strata were wonderful! They got us a great interest rate, they were always there when we had questions, they kept us organized will all our paperwork, overall we couldn’t have asked for more! Thank you Donna, Pauline, and Brett!
We dealt with Jeff Hayes from the Strata Mortgage team to purchase our first house and we had a top-notch experience all the way through. Jeff was consistently responsive which we appreciated alot. As first time home buyers, Jeff took the time to explain to us all relevant pieces of information, in turn that made our decision making process very easy and stress free. I look forward to doing business with Jeff and the Strata Mortgage team in the future!
Liz WakefieldLiz Wakefield
18:30 25 Nov 21
Branden was very helpful acquiring a mortgage for our first home. It was a tad stressful as it was our first time and there were so many documents and specific information required, but Branden was able to stay on top of everything and keep us on track! He was quick to answer any questions we had and kept my mind at ease throughout the process.We received a wonderful, locally sourced, gift box upon move in, which added that special touch.
Lindsay OttawayLindsay Ottaway
17:53 09 Jul 21
Before getting my first mortgage, a few people had told me to use a broker. I didn't listen. It just seemed easier to go through my bank since I was familiar with them and assumed they would get me a good rate.I wish I had listened. After speaking with Branden and his team at Strata Mortgages, I realized how much money I could save by refinancing through them. Branden set me up with a lower rate, cutting my weekly payments almost in half. He even personally delivered the sweetest closing gift. Class act all around.My advice: Always go through a broker. They have access to rates from several different lenders, not just YOUR bank.More advice: Reach out to Strata to see what they can do for you. They have streamlined the process to make it easy, even if you are fairly naive to this sort of stuff as I was. Also, you don't even have to leave your home if you don't want to. All of the appointments can be done virtually.
Katherine SalmaKatherine Salma
15:29 30 Apr 21
I cannot recommend Brett and Pauline enough! I did my first refinance with Strata mortgages and Brett was incredibly patient and kept me well informed. He was always happy to answer my many many questions and really went above and beyond when it came to securing the best rate. He was so professional and so knowledgeable that I was so comfortable the entire process. Pauline was so great at keeping on top of my file. When we had to change the close date, she was in constant communication with myself and my clerk to ensure there were no delays. Such a great team, Brett and Pauline did not disappoint. HIGHLY HIGHLY recommend.
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